New App Allows PNC Bank Customers To Deposit Checks With Phone

PITTSBURGH,None — A new smartphone application allows customers to deposit checks without visiting a bank or using an automated teller machine.

PNC Bank recently introduced the technology to iPhone, iPad and iPod touch owners. PNC Bank spokesman Tom Trebilock said the application is all about convenience.

"You don't need to rearrange your schedule. You can do it from wherever, whenever you want it. It will be just like having gone to an ATM or a branch," said Trebilock.

Trebilock said after logging onto your account, you enter the deposit amounts and follow the prompts.

"You take a picture of the front and the back of the check and that's it. It shouldn't take more than 90 seconds to complete," Trebilock said.

Officials from the bank said customers should keep the check in a safe place for 14 days following the transfer just in case there's a problem.

For security reasons, Trebilock said the photo of the check isn't stored with other photos taken with the phone.

"There are no images. There's no record of you having used the device. So if I were to get a hold of your phone, there's nothing I could do with it," said Trebilock.

The application is currently available for Apple devices only, but the bank said it may eventually have it for Android operating systems. PNC Bank is the only bank in the Pittsburgh area offering mobile deposits.

Chase and Bank of America offer similar applications to customers in other regions.

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